Home/Blog

Blog

Home/Blog

Blog

Dive into New Era Payments' blog for fresh ideas and proven strategies in payment processing, fraud prevention, and merchant services. Simplify transactions and drive success.
Securing Payment Systems to Prevent Cyber Attacks

In today’s digital economy, payment systems are the lifeline of businesses. Whether you run an e-commerce store, a financial institution, or a small business that processes daily card transactions, securing payment systems is not just a best practice; it’s a necessity. Cyber attackers are constantly evolving their methods, and weak payment systems are prime targets. …

12 E-commerce Conversion Rate Optimization Tips

Running an online store is exciting, but let’s be real, traffic alone won’t pay the bills. What matters most is conversions, turning those visitors into paying customers. That’s where e-commerce conversion rate optimization (CRO) comes in. Done right, CRO can help you boost sales without spending extra money on ads or marketing. Let’s break down …

Mobile Payments and Digital Wallets: What’s the Difference?

If you’ve ever tapped your phone at a checkout counter or stored your credit card in an app, you’ve already used mobile payment technologies or a digital wallet, maybe without even realizing it. These two terms often get tossed around together, but they aren’t exactly the same thing. Understanding the difference can help you make …

What Is a Cloud-Based Point of Sale System and What Are Its Benefits?

In the fast-paced digital age, managing transactions, inventory, and customer data efficiently has become crucial for business success. This is where cloud-based point-of-sale systems come into play. Designed for flexibility and scalability, these systems are transforming how businesses, from restaurants to retail stores, handle sales and operations. What Is a Cloud-Based POS System? A cloud-based …

What Are Electronic Payment Systems and How Do They Work?

In today’s fast-paced digital world, handling financial transactions has become more seamless than ever. Whether you’re shopping online, paying utility bills, or transferring funds, electronic payment systems make these processes smooth, secure, and instant. These systems have revolutionized how we exchange money, providing both individuals and businesses with efficient payment processing solutions that save time …

4 New Payment Innovations You Need to Know

The world of payments has evolved dramatically in recent years, driven by rapid technological advancements and shifting consumer expectations. Businesses and consumers alike now demand faster, safer, and more convenient ways to make transactions. From biometric payments to blockchain and “Buy Now, Pay Later” (BNPL) services, the digital payment landscape is redefining how people handle …

The Benefits of Automated Recurring Invoices

You know, in today’s fast-paced business world, it really makes sense to move toward automated recurring invoices, especially if you’re dealing with recurring billing and subscription services. When you get it right, automating the invoicing process can bring some great benefits. Let’s chat about what those perks are, how you can get started, and a …

Small Business Guide to Accepting Recurring Payments

Suppose you’re a small business owner, congrats on making the leap into a more scalable model. One of the most powerful strategies you can adopt is accepting recurring payments. In this guide, I’ll walk you through what recurring payments are, why they matter, and how you can set them up for your business in a …

How to Protect Your Business from Credit Card Fraud

Credit card fraud may sound like something that only huge corporations need to worry about, but the reality is that businesses of all sizes must be vigilant. In this post, we’ll cover what credit card fraud is, look at common types of fraud targeting businesses, go over how to prevent fraud as a merchant, and …

What Is Cross-Border E-Commerce?

Cross-border e-commerce refers to online selling (or buying) of goods and services across national boundaries. In simpler terms: a merchant in Country A offers products to customers in Country B (or multiple countries), handling the complexities of international trade, payments, taxes, shipping, and localization. This model allows businesses to transcend their domestic limitations and reach …

What Is an Omnichannel Payment?

Let’s start simple: omnichannel payments refer to a payment approach where a business allows customers to pay seamlessly across multiple channels (in-store, online, mobile app, kiosks, call center, etc.), while all those channels are tightly integrated behind the scenes. In other words, no matter how a person chooses to pay, the experience is consistent, smooth, …

How to Accept Digital Wallet Payments on Your Website

If you run an online business, accepting digital wallet payments is no longer optional; it’s becoming essential. In this post, I’ll walk you through what digital wallets are, why you should accept them, and a step-by-step guide on how to integrate them into your website. What Are Digital Wallets? “Digital wallet” is a broad term …

What Are NFC Mobile Payments? Everything You Need to Know in 2025

Mobile payments have become deeply embedded in daily life, and one technology in particular, NFC (Near-Field Communication), is powering much of the contactless experience you see at stores, cafés, transit gates, and more. But what exactly are NFC mobile payments, how do they work, and what should you watch out for in 2025? Let’s walk …

Understanding Virtual Terminals: What They Are and How They Operate

When you hear “virtual terminal,” don't picture a physical card swiper or POS device. A virtual terminal is a software interface (usually web-based) that enables a merchant to manually enter a customer’s credit or debit card information to process a transaction, even when the card is not physically present. In short, you accept a card …

Securing Your Business Against POS Malware: Essential Protection Strategies

In simple terms, POS malware (Point-of-Sale malware) is a type of malicious software specially designed to target point-of-sale systems (the hardware and software used at checkout) in order to steal payment card data, customer information, or other sensitive financial records. When a customer swipes, taps, or inserts their card at a POS terminal (one example …

What is mPOS (Mobile Point-of-Sale)? A Deep Dive into Modern Payment Technology

In today’s digital-first economy, businesses are no longer confined to the traditional countertop point-of-sale systems. Instead, mobility, convenience, and efficiency are at the forefront of payment innovation. This is where mPOS, mobile point-of-sale, steps in, transforming the way merchants interact with customers, process payments, and manage sales. Whether you’re a retailer, food truck owner, or …

How Do Online Payment Systems Work?

In today’s digital-first world, the way we shop, pay, and manage money has drastically evolved. Online payment systems are now at the core of e-commerce, subscriptions, digital services, and even day-to-day utility payments. From ordering groceries on your smartphone to subscribing to streaming platforms, online payment systems make transactions seamless, secure, and instant. But how …

A Comprehensive Guide to Cross-Border Payments

Global trade is no longer limited to large corporations with vast resources. Thanks to the internet, small businesses and individuals are just as likely to sell, shop, and collaborate internationally. Whether it’s a freelancer getting paid from abroad, an e-commerce store shipping to international customers, or a corporation managing global payroll, one thing makes it …

What Happens If a Client Doesn’t Pay? 7 Steps to Take

Let’s face it—chasing down payments from clients is nobody’s idea of fun. If you're wondering, "What can I do if a client won't pay me?" or searching for ways to "deal with non-paying customers," you're not alone. It’s a common issue freelancers, small business owners, and even large companies deal with more often than you’d …